Our Loan Products

 

Whether you are looking to expand your current business, or starting a new one, our Micro and Enterprise loans can get you where you want to go.  Apply for a loan today.

 

Loan Product Amount Description

Refugee Micro-enterprise Development Fund

Up to $15,000

 

This loan fund is specifically for refugees and asylees in need of business financing and business training. Under this program, applicants will receive guidance in business planning, marketing, financial training, and obtaining permits and licenses. Applicants to this fund typically have weak or no credit and may lack sufficient collateral.

 

Micro-enterprise Loan Fund

Up to $50,000

 

Loan financing and technical assistance to help micro-enterprise businesses, defined as a sole proprietorship, partnership, or corporation with a need for financing under $50,000 that cannot obtain bank loans, equity, or other conventional financing.  More Information on SBA Microloan Product

 

Enterprise & Community Development Loan Fund

Up to $250,000

 

Targeting innovative small businesses and social enterprises that need capital for strengthening or expansion.  Special consideration given to 'green' and job-creating applicants.

 

Serving the following counties:  Fresno, Kings, Kern, Tulare, Madera, Merced, Stanislaus, San Joaquin, and Monterey

Eligibility requirements:

  • Credit check
  • 1:1 collateral
  • Completed business plan (if under 3 years in existence - business plan assistance available for qualified applicants)